Evolved collections

better results.

For over 40 years, AFM has been delivering industry-beating collections.
about AFM

You get more than a collections agency—you gain a forward-thinking partner backed by legal expertise and driven by data. Built for the future, aligned with your business.

You receive consistent results through integrated processes and professional rigor.
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The backing of a legal entity from the first outreach and attorneys as collectors, to drive urgency, claim quality and overall success rates
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A commitment to getting results: always striving for error-free files, with some of the highest success rates in the industry
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Easy, intuitive, transparent ways-of-working to act as a true extension of your team
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Data-backed approach to improve processes, leveraging cutting edge technology and an always-accessible online reporting dashboard
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Attorney services at collection agency rates, always on a contingency basis
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Above and beyond client partnership end-to-end, from initial claim to litigation support (if required)
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Deep expertise in commercial collections, with over 60+ years of experience
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Leadership with a modern vision, striving to build an even more innovative future of debt collection
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Certified high standards: Founding member of, and certified through, the Commercial Collection Agencies of America (CCAofA), the only association that audits its members’ operations and bank accounts through an independent, third-party standards review board
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Your business deserves a partner who:

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Advances the reputation of collections
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Maintains operational excellence
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Builds partnerships for the long haul
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Is future-focused
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AFM Leadership Team

Industry experience, forward-looking

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Alexander Rosen, Esq.

CEO

As CEO of AFM, Alex’s goal is to shake the dust off the 60+ year old company and the industry at large. An attorney by trade, Alex served as an Associate Attorney in Chicago prior to joining AFM, where he specialized in Commercial Collection Litigation. Alex sits on the board and is the Vice President of the Commercial Collection Agencies of America, and is a member of Vistage International and the Executives Club of Chicago. Alex's leadership approach is based on a deep belief in the power of relationships and a strong desire to make a positive, meaningful impact.

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Bryan Yost

Senior Vice President of Operations

As Senior Vice President of Operations, Bryan Yost leads the strategic direction and execution of AFM's operational initiatives, focusing on driving efficiency, organizational performance, and sustainable growth across the company. He is responsible for overseeing key business functions, optimizing processes, and ensuring alignment between people, technology, and operational objectives to deliver exceptional results for clients. Bryan is passionate about building high-performing teams, fostering a culture of accountability, and implementing scalable solutions that support long-term success. Prior to joining AFM, Bryan served in the United States Navy as a Boatswain’s Mate First Class, where he led large teams and supervised more than 300 personnel throughout his military career. The leadership, discipline, and commitment to excellence he developed through military service continue to influence his approach today, as he focuses on empowering employees, strengthening organizational effectiveness, and advancing AFM's mission and vision for the future.

The right collections approach is the financial competitive edge most businesses are missing.
Better
results than industry average
43
years in business
Satisfied
clients that return year after year
our process

The AFM proven process

01
02
03
04

Analysis

Your business is unique—and your collections strategy should be too. That’s why everything starts with understanding your goals, your challenges, and how you operate.

Strategy

Your business deserves a strategy built around your goals—not a one-size-fits-all approach. That’s why every plan is tailored to what works best for you.

Execute & Report

You stay informed while we stay relentless—working behind the scenes to recover what’s owed to you, with full visibility every step of the way.

Remit

You receive your recovered funds quickly and accurately—always on time, always correct.

Awarded for a reason

AFM is ranked as one of the Best Places to Work in Collections. This means our employees care about their work — we're an industry-beating team that cares about you and we don't give up on your files until we collect.
AFM logo with stylized overlapping green and dark blue arrows to the left of bold dark blue letters A, F, and M.
Our employees enjoy working at one of the best places to work in collections becase AFM offers:
  • Unlimited PTO
  • Fully Remote
  • Supportive Culture
15%
higher revenue
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Experience operational excellence with AFM

The right collections approach is the financial competitive edge most businesses are missing.